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A credit card is not a payment method when you have money in your bank account. But it is a facility to pay digitally or online when you don't have money in your pocket but have money in your bank. If you understand this concept, then it is the best way to pay otherwise it can lead to financial problems.
Mutual Fund, is an investment which is managed by team of experts who consistently work to gives more returns to us than what we can earn by our own ideas. Though it pays fewer returns than the stock market, it gives much more returns than any conventional investment.
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